Displaying 1 - 8 of 8

Bringing Health Microinsurance to Kenyans via Mobile Phone
Kenya-based pilot that bundled hospital cash, digital loans, and mobile health tools to increase access and affordability. MicroEnsure piloted Fearless Health by combining hospital cash benefits with mobile-enabled digital health loans to support underserved Kenyan populations.
Date Issued
2018
Topics
Products
Region

Case Study: Through Rain or Drought, Crop Insurance Provides a Protective Umbrella for Us
ACRE Africa's crop index insurance enabled Kenyan smallholder farmers to recover from climate shocks. This pioneering weather-index product helped sustain productivity and manage agricultural risks by offering timely protection against drought and other climate-related threats.
Date Issued
2016
Topics
Region

Climate insurance for coffee farmers
Blue Marble partnered with Nespresso to provide weather index insurance to coffee farmers. Automatic payouts based on satellite rainfall data. Coverage expanded to multiple countries.

Empowering Women Smallholder Farmers through Digital Microinsurance
Photo essay by ADFI and Pula showing gender-inclusive insurance design using mobile platforms and bundled climate microinsurance products across Kenya, Nigeria, and Zambia.

Enhancing Agricultural Productivity through Yield Estimation Initiatives in Partnership with the Farm-to-Market Alliance
Details ACRE Africa & FtMA project in Kenya to improve crop index insurance using geo-mapped yield data and local training.
Date Issued
2024
Topics
Products
Region

IFC Inclusive Business Case Study: MicroEnsure
MicroEnsure bundled insurance with mobile loans and airtime in 15 countries. By 2016, this model had scaled to reach over 40 million clients and included 200+ insurance products. It illustrates a high-impact approach to mobile-enabled microinsurance delivery with large-scale outreach.
Date Issued
2016
Topics
Products

Making a profitable inclusive insurance business: a case study of Britam, Kenya
In 2007, Britam, a Kenyan financial group, launched its first microinsurance product for low-income customers. Over 11 years, Britam built a profitable microinsurance business unit covering more than 700,000 lives by 2017. This case study distills key lessons from Britam's journey to guide other insurers in serving traditionally excluded markets.
Date Issued
2019
Topics
Products
Region

Making climate risk microinsurance work. Case Study: Kenya Agriculture Insurance Program (KAIP) with APA, Kenya
Information on the Kenya Agriculture Insurance Program developed in partnership with APA Insurance. The overview includes pricing structures, government subsidy mechanisms, challenges in implementation, delivery models, and overall performance metrics. The case outlines key lessons learned from executing a national climate risk microinsurance scheme in a Sub-Saharan African context and provides insight into scaling agricultural resilience through public-private collaboration.
Date Issued
2021
Topics
Region