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The Landscape of Microinsurance 2024
The Landscape of Microinsurance 2024 analyzes the growth and evolution of microinsurance, highlighting its critical role in supporting vulnerable populations facing climate shocks, crises, and financial insecurity. It covers 344 million people across 37 countries, examines regulatory frameworks, distribution channels, and subsidies, and emphasizes the need to close the protection gap while fostering long-term market development.
Date Issued
2024
Topics
Products
Region

ACRE Africa provides micro-insurance products to strengthen farmer resilience
ACRE Africa partners with insurers to offer affordable index-based crop insurance to smallholder farmers. Uses weather stations and satellite rainfall data to trigger payouts automatically.
Date Issued
2021
Topics
Products
Region

Case brief: ALM SEGUROS
Case brief: ALM SEGUROS. This presentation introduces ALM Seguros as one of the pioneering microinsurance companies in Brazil. The company focused on delivering accessible life and funeral insurance to underserved communities, building trust through affordable premiums and simplified claims. The case illustrates how early entrants in the Brazilian market paved the way for inclusive insurance by aligning product design with local needs and regulatory frameworks.

Case brief: FASECOLDA
Case brief: FASECOLDA. This entry presents the activities led by the Federation of Colombian Insurers (Fasecolda) to strengthen inclusive insurance in Colombia. It covers efforts in financial education, technical training, regulatory engagement, and the promotion of innovative products for underserved segments. The case demonstrates how institutional leadership and coordinated action have advanced capacity building and inclusion in the Colombian insurance sector.

Case Brief: Field Accident Insurance - PROFIN Foundation
Since 2018, Bolivia's PROFIN Foundation has offered a unique sport accident insurance for amateur football players with no medical coverage. The product is distributed through sports associations and covers players' injuries during official matches. Today it protects over 9,000 players, and has prompted other insurers in Bolivia to develop similar offerings.
Date Issued
2020
Topics
Products

Case brief: MIDAGRI
Case brief: MIDAGRI. The Peruvian Ministry for the Development of Agriculture and Irrigation (MIDAGRI) introduced agricultural insurance as a strategic policy tool to enhance the competitiveness of the agricultural sector. This led to the creation of the Seguro Agrícola Catastrófico (SAC), a public insurance program designed to protect smallholder farmers from extreme weather-related losses. The case outlines the structure of SAC, its implementation, and the government's role in building resilience through accessible, state-supported agricultural insurance.

Making climate risk microinsurance work. Case Study: Green Delta Insurance Company (GDIC), Bangladesh
Making climate risk microinsurance work: Green Delta Insurance Company in Bangladesh. This case study explores the origin, design, and delivery of Green Delta's agricultural microinsurance program. It reviews pricing mechanisms, subsidy structures, operational challenges, delivery models, and real-world performance results. The analysis offers key lessons for building climate resilience through private-public partnerships in emerging markets.

Making climate risk microinsurance work. Case Study: Philippine Crop Insurance Corporation (PCIC), Philippines
Case study of the Philippine Crop Insurance Corporation (PCIC) and its role in climate risk microinsurance. This diagnostic overview outlines PCIC's origin, goals, and subsidy model, and examines the challenges and performance of its delivery system. The paper also highlights pricing strategies, key operational hurdles, and practical lessons learned — contributing to a broader understanding of how public sector agricultural insurance can support resilience in Asia.

The Landscape of Microinsurance 2021
A snapshot of global microinsurance market trends, products, client types and regional performance, based on landscape studies.
Date Issued
2021
Topics
Products
Region