ACRE Africa partners with insurers to offer affordable index-based crop insurance to smallholder farmers. Uses weather stations and satellite rainfall data to trigger payouts automatically.

Kenya-based pilot that bundled hospital cash, digital loans, and mobile health tools to increase access and affordability. MicroEnsure piloted Fearless Health by combining hospital cash benefits with mobile-enabled digital health loans to support underserved Kenyan populations.

ACRE Africa's crop index insurance enabled Kenyan smallholder farmers to recover from climate shocks. This pioneering weather-index product helped sustain productivity and manage agricultural risks by offering timely protection against drought and other climate-related threats.

Photo essay by ADFI and Pula showing gender-inclusive insurance design using mobile platforms and bundled climate microinsurance products across Kenya, Nigeria, and Zambia.

Details ACRE Africa & FtMA project in Kenya to improve crop index insurance using geo-mapped yield data and local training.

In 2007, Britam, a Kenyan financial group, launched its first microinsurance product for low-income customers. Over 11 years, Britam built a profitable microinsurance business unit covering more than 700,000 lives by 2017. This case study distills key lessons from Britam's journey to guide other insurers in serving traditionally excluded markets.