Photo essay by ADFI and Pula showing gender-inclusive insurance design using mobile platforms and bundled climate microinsurance products across Kenya, Nigeria, and Zambia.

The case for insuring women for a better tomorrow. Green Delta Insurance Company (GDIC), a private non-life insurer in Bangladesh, partnered with IFC and others to design targeted insurance solutions for women. This note explores why women represent a key growth segment, how GDIC tailored its approach for Bangladeshi women, and the lessons learned from implementing this gender-inclusive strategy in the local market.

Bangladeshi insurtech Chhaya develops affordable digital health and life insurance distributed via mobile payments (bKash) with a subscription model.

A pilot index-based insurance product for rice farmers to mitigate flood-related risks and promote financial resilience.

Making climate risk microinsurance work: Green Delta Insurance Company in Bangladesh. This case study explores the origin, design, and delivery of Green Delta's agricultural microinsurance program. It reviews pricing mechanisms, subsidy structures, operational challenges, delivery models, and real-world performance results. The analysis offers key lessons for building climate resilience through private-public partnerships in emerging markets.

Details how Zambia created an inclusive insurance ecosystem through coordinated efforts and industry-wide stakeholder engagement. Zambia's Technical Advisory Group (TAG) led a structured process to align stakeholders, catalyze innovation, and grow the microinsurance market.