ACRE Africa partners with insurers to offer affordable index-based crop insurance to smallholder farmers. Uses weather stations and satellite rainfall data to trigger payouts automatically.

One Acre Fund and Global Parametrics piloted an innovative weather-index microinsurance solution using the Water Balance Index for ~70,000 Tanzanian smallholder farmers. The parametric cover enabled timely payouts and improved resilience against drought and excess rain.

Case brief: MIDAGRI. The Peruvian Ministry for the Development of Agriculture and Irrigation (MIDAGRI) introduced agricultural insurance as a strategic policy tool to enhance the competitiveness of the agricultural sector. This led to the creation of the Seguro Agrícola Catastrófico (SAC), a public insurance program designed to protect smallholder farmers from extreme weather-related losses. The case outlines the structure of SAC, its implementation, and the government's role in building resilience through accessible, state-supported agricultural insurance.

ACRE Africa's crop index insurance enabled Kenyan smallholder farmers to recover from climate shocks. This pioneering weather-index product helped sustain productivity and manage agricultural risks by offering timely protection against drought and other climate-related threats.

Product for low-income urban dwellers in flood-prone areas of São Paulo, offering quick post-disaster payouts.

Blue Marble partnered with Nespresso to provide weather index insurance to coffee farmers. Automatic payouts based on satellite rainfall data. Coverage expanded to multiple countries.

COVID-19 and the Insurance Industry: Why a Gender-Sensitive Response Matters. This guidance note explores how the COVID-19 pandemic affected the gender gap in insurance access and services. It identifies four key areas where applying a gender lens can improve customer-centricity: operational practices, brand communication, product innovation, and new distribution channels. With practical insights from IFC's Women's Insurance Program, the paper offers a roadmap for insurers to better serve women during and beyond crisis periods.

Vietnam's Central Highlands – the world's largest Robusta coffee region – remains one of the country's poorest areas and is highly vulnerable to climate shocks. To build farmers' resilience, a Coffee Climate Protection Insurance (CCPI) pilot is providing smallholder coffee farmers with index-based insurance against drought, excessive rainfall, and extreme temperature, coupled with climate-informed agro-advisory services.

Photo essay by ADFI and Pula showing gender-inclusive insurance design using mobile platforms and bundled climate microinsurance products across Kenya, Nigeria, and Zambia.

Details ACRE Africa & FtMA project in Kenya to improve crop index insurance using geo-mapped yield data and local training.

One Acre Fund, a nonprofit that supports smallholder farmers, partnered with Global Parametrics to pioneer a new Water Balance Index protecting 70,000 farmers in Tanzania from drought and excessive rainfall. This index-based weather insurance enables fast, affordable payouts, strengthening farmers' resilience to a volatile climate.

The case for insuring women for a better tomorrow. Green Delta Insurance Company (GDIC), a private non-life insurer in Bangladesh, partnered with IFC and others to design targeted insurance solutions for women. This note explores why women represent a key growth segment, how GDIC tailored its approach for Bangladeshi women, and the lessons learned from implementing this gender-inclusive strategy in the local market.

A pilot index-based insurance product for rice farmers to mitigate flood-related risks and promote financial resilience.

Insular Life, Philippines – This case study showcases how Insular Life (InLife), a leading life insurer and health maintenance organization in the Philippines, partnered with IFC and the Women Entrepreneurs Finance Initiative (We-Fi) to better serve Filipino women. Their gender-focused strategy positions InLife as both an inclusive insurer and an employer of choice for women. The report outlines their journey toward creating more accessible insurance solutions, workforce empowerment, and long-term impact on women's financial resilience.

Making climate risk microinsurance work: Green Delta Insurance Company in Bangladesh. This case study explores the origin, design, and delivery of Green Delta's agricultural microinsurance program. It reviews pricing mechanisms, subsidy structures, operational challenges, delivery models, and real-world performance results. The analysis offers key lessons for building climate resilience through private-public partnerships in emerging markets.